Annuity Owner Mistakes
Okay, so I can tell you I have sat in front of countless numbers of people who have made mistakes when purchasing and owning annuities. And I have visited people who wish they never got involved in an annuity. And I have seen people who say that their annuity is their worst nightmare...So what is it that makes the annuity such a bad thing for some people and such a great vehicle for others??? Well I am about to tell you...and it all goes back to the annuity owners biggest MISTAKE. Yes, not mistakes but mistake.Let me explain to you. Most annuity and insurance agents out there have what is called their "best product." IT is the product that can supposedly solve every investment need for any investor.
And they make it sound so good that when someone is shopping for annuities, they ask the salesperson, "what is the best annuity?" and this is the biggest mistake. For all you know, the best annuity to the salesperson may be the one that pays the best commission to him. This question gets more people in trouble than any other question in the investment world..."What is the best ____________ (annuity, stock, mutual fund, etc)? Like I say all the time, there is no best investment because everyone's needs are different. Each investment has it's own benefits which have to be matched to an investor's needs.So in essence, the biggest mistake is searching for the "best" investmtent. So how do you avoid the annuity owner's biggest mistake? By asking a better question? The best question is "What is the best investment FOR ME?" That question is totally different.
You see, to further elaborate, the biggest mistake involves not doing your homework. When you don't do your homework and you look for the "best" investment, you will probably end up with something that you don't want. By doing your homework, you can figure out what you DO want and what you DON'T want. And when a salesperson presents something to you, you can quickly see if it fits your needs or not. If it does not, then the salesperson probably didn't do his job.One tool to assist you in this search is the book, "Annuities: The Shocking Truths Revealed <http://www.annuitymd.com>." Yes, you guessed it; it is not free.
But it is valuable. It not only tells you what annuities can and cannot do, it gives you the right questions to ask your agent. It helps you avoid all of the annuity owner mistakes that are made. This is because it tells you everything the agnets, banks, and insurance companies don't. And it revolves around the premise of doing your homework so an annuity doesn't become your worst nightmare.The bottom line is, always ask, "what is the best annuity for me?" And if the salesperson starts shooting out answers without asking you about your situation, then run...run and find another person.
And before they ask you about your situation, it's a good idea to know your own situation. The more you can help a GOOD salesperson, the more they can help you. And remember, there is no "best investment." There is only a best investment for each person relative to their situation and their needs. And please remember...Ignorance is not bliss....
Tony Bahu is a licensed annuity agent well versed with equity index annuity, index annuities, equity indexed annuities, index annuity and indexed annuities and has authored 'Annuities: The Shocking Truths Revealed', which reveals the secrets that the banks and insurance companies don't want you to know. For more information on his document, visit the site below right now! http://www.AnnuityMD.com7 Things You Need to Know About Gastric Bypass Surgery
For millions of obese people through out the world, gastric bypass surgery is an option that is available to improve their lives. If you are one of these people, you may have heard conflicting reports as to what the criteria to have the surgery performed, what is involved or what happens after the hospital stay. The following information will answer many questions you may have.
1- Gastric bypass surgery is approved for people with a body mass index (BMI) of 40 or above. For most women this is about 80 pounds over weight and for most men, 100 pounds. However, if there are serious weight related health issues involved, the BMI requirements can be lowered to 35.
2- Gastric bypass surgery essentially creates a new stomach pouch.
This pouch holds a quarter of the food that a full size stomach can, a cup as compared to a quart. The type of procedure you opt for will determine how the pouch is created, as well as any effects on the flow of food into the...
7 Things You Need to Know About Gastric Bypass Surgery
Life insurance > 7 Things You Need to Know About Gastric Bypass Surgery
John Hancock Honors Margaret Bradshaw, CLU, at The American College
BRYN MAWR, PA (ContentDesk) July 5, 2005 -- The American College, the nation's leading financial services educator, announced today that an academic office on its in Bryn Mawr, Pennsylvania campus has been named in honor of Margaret I. Bradshaw, CLU, by the John Hancock Life Insurance Company.
John Hancock is honoring Bradshaw for her pioneering role in insurance and her years of exemplary service to the company.
The office dedication ceremony recently took place in MDRT Foundation Hall.Bradshaw earned her Chartered Life Underwriter? (CLU?) designation from The College in 1931. "When I began in the insurance field, none of the general agents had CLUs and they didn't have an appreciation for the designation.
It's different today," said Bradshaw.
Bradshaw, who celebrated her 100th birthday this year, was one of the first women to ever earn the professional credential and the first woman in Rhode Island to earn a CLU.
She was a well-respected...
Life insurance > John Hancock Honors Margaret Bradshaw, CLU, at The American College
Brinkster Announces Free Domain Names for Life
With the promotion customers can select up to seven domain names (depending on the plan chosen) with the extensions: .com, .net, .org, .info, .biz, .us, and .ws.
"Having a domain name is a vital part of any successful web site.
With the free domains for life promotion we are very excited to accelerate this part of our customer's web presence," says Jared Stauffer, CEO of Brinkster.Customers have the option of signing up for the $4.95 a month Personal Plan with three free domain names, the $7.95 a month Professional Plan with four free domain names, or the $17.95 a month Developer Plan with seven free domain names.There are three main concerns that occur with domain names: yearly renewals, hijacking of un-renewed domain names, and the registration of domain names in other extensions by the competition.
The free domain names for life promotion helps solve these concerns by automatically renewing the domain names, and by giving customers multiple free domain names...
Life insurance > Brinkster Announces Free Domain Names for Life
Your Guide to Writing Original Wedding Vows
Original wedding vows are words you put together to make your feelings known for your spouse. Wedding vows are statements of love, that you are willing to spend your life together, and these words are your own to express how you feel about spending the rest of your days helping each other through life. Writing your own vows can be a little difficult if you are nervous about what to say, but you will find that you can write your vows if you concentrate from your heart.
Where will you come up with the ideas to write your vows? You need to sit down with a sheet of paper or at your computer when you are feeling most loved, after making love, or after spending the day together with the person you will be marrying. This is when your feelings are fresh, and expressing them with words will seem easiest.
Writing words to express your feelings will be original additions for your wedding day. In using vows that you write yourself, you are telling the other person just...
Life insurance > Your Guide to Writing Original Wedding Vows
Insurance, Fear Of The Unknown
Copyright 2006 Karl Stadler
Now why in the world do we need insurance?
Back in the good old days when the earth was still flat and we were all living in the same time zone you would have had little knowledge of insurance except for maybe leaving something as insurance for a loan you made.
There is nothing wrong with the concept of insurance, it most certainly has its value in the bigger picture of things.
What is wrong is the way in which many people are bulldozed into signing for insurance policies that they don't really need or which will not be able to tend their needs once they need it.
As there are many first-class insurance companies out there, there are also the few that are just out to make a quick buck from you creating never ending problems.
Many people spend a large portion of their income on insurance, health, car, household and life to name but a few. There are many others policies that the insurance...
Life insurance > Insurance, Fear Of The Unknown
Reclaiming Your Life From Anxiety Symptoms
Only somebody who has lived with anxiety ? as either a sufferer or a carer ? knows how devastating it can be. The affect can be seen and felt across every aspect of your life for years and years. So how does anxiety make you withdraw from life? Basically, people with anxiety live their lives defensively, at a level where they are merely ?coping' instead of ?embracing'. They are life's ?passengers', passive in their emotional and physical relationship with the world around them - rather than ?activists' who engage with their surroundings and interact with people. Now I want to share something with you that will probably ? hopefully! ? shock you.
Have you ever sat down with pen and paper and worked out how much time you spend feeling anxious every day of your life? An hour? Two? Four? Ten?! If you spend even a single hour a day in anxious mode, that equates to 30 hours a month ? that's two ?waking' days every month where you could be playing with the kids, training for a marathon...
Reclaiming Your Life From Anxiety Symptoms
Life insurance > Reclaiming Your Life From Anxiety Symptoms
Felten & Associates Insurance Agency, Located in Vero Beach, Florida, Announces their Hurricane Wilma planning
(ContentDesk) October 23, 2005 -- Felten & Associates insurance agency, located in Vero Beach, Florida, announces their Hurricane Wilma planning.Office Location:Felten & Associates is headquartered on Vero's barrier island at 2911 Cardinal Drive in Vero Beach, Florida. Depending on the final track and damage caused by Hurricane Wilma, it is possible that the Felten & Associates team will need to relocate their office temporarily. Felten & Associates expects to be open for business as soon as possible following the storm to process claims.
If they are unable to access their office on the barrier island for a short period of time after the storm, they will have a mobile claims unit in place in the parking lot at the McDonald's restaurant located at 1925 S. US Hwy 1, Vero Beach (across from Blockbuster).
Contact Information:Felten & Associates may normally be reached at (772) 231-2828.
If their normal telephone lines are unavailable, claims may be processed by...
Life insurance > Felten & Associates Insurance Agency, Located in Vero Beach, Florida, Announces their Hurricane Wilma planning
Reclaiming Your Life From Anxiety Symptoms
Only somebody who has lived with anxiety ? as either a sufferer or a carer ? knows how devastating it can be. The affect can be seen and felt across every aspect of your life for years and years. So how does anxiety make you withdraw from life? Basically, people with anxiety live their lives defensively, at a level where they are merely ?coping' instead of ?embracing'. They are life's ?passengers', passive in their emotional and physical relationship with the world around them - rather than ?activists' who engage with their surroundings and interact with people. Now I want to share something with you that will probably ? hopefully! ? shock you.
Have you ever sat down with pen and paper and worked out how much time you spend feeling anxious every day of your life? An hour? Two? Four? Ten?! If you spend even a single hour a day in anxious mode, that equates to 30 hours a month ? that's two ?waking' days every month where you could be playing with the kids, training for a marathon...
Reclaiming Your Life From Anxiety Symptoms
Life insurance > Reclaiming Your Life From Anxiety Symptoms
Life insurance
This page loaded in 0.01813 seconds.