One certainty in life is that the future holds unpredictable changes. We all start each day with a degree of uncertainty and the lessons and opportunities that life brings to us aren't always welcome.Even though unpredictability is an inevitable part of life, most of us are afraid to make changes. It's never easy! Change forces us to take risks, become vulnerable, and open ourselves to the unknown. But if you rise above the fear, you can begin to change as a good experience. Beyond every corner is an exciting, new opportunity waiting to be discovered.The lesson I've learned from working with career transition clients is that they embrace change.
They might be scared, but the comfort of doing work that doesn't fully satisfy them takes a back seat to the dream of having ideal work. If it were easy to find a dream job, then everyone would love their work, feel excited about starting there workday and energized at the end of it. This is not the case for the vast majority of people: research has shown that 9 out of 10 people aren't happy at their work. Thus, if you wish to have work that is different from what you are currently doing, you'll have to make a change!How do you make a change, when you might have mortgages, kids, busy careers and many things to do throughout your days, weeks and months? In order to make a change, you must lead your own change. This is done by becoming what I call a change leader.Every great leader has one thing in common.
They recognize someone must take charge and make the decisions. Strategy is planned and a course of action is begun to achieve change because of that person. It's essential to your future to become your own change leader.People can make change without being change leaders, but long-term benefits are gained when you have courage to transform your attitude toward change from one of timidity and resistance to one of strength and appreciation of the opportunity to make your life better. Now you can take an active role and manage and direct it - change your views of life from one of struggling to maintain the status quo to always looking for new opportunities and viewing change as a positive force.All change leaders have this unique quality within them. Change becomes easier when you see it not as the mountain that seems too high, but as a gentle slope.
In the journey of life, each step takes you gradually closer to your dream.What are some of the fears that keep you in your current circumstances instead of changing? Remember the fundamental thing you need to do to make a change is to conquer your fears of the unknown or unfamiliar.Becoming a change leader begins by evaluating your life now. Do this by recognizing where you are and identifying what areas need to change in order to improve your life. Acknowledge that you can't change everything at once. What you can do is choose an area to work on and take concrete steps, all the while being alert to opportunities to change in other areas you have identified. Mahatmas Gandhi said, "We must be the change we wish to see in the world."Copyright 2004-2005, , All Rights Reserved..
Joel Garfinkle helps individuals transition into their dream jobs and leads managers and executives to higher levels of professional and personal achievement. Visit Joel on the web at Dream Job Coaching (www.dreamjobcoaching.com) and Garfinkle Executive Coaching (www.garfinkleexecutivecoaching.com).John Hancock Honors Margaret Bradshaw, CLU, at The American College
BRYN MAWR, PA (ContentDesk) July 5, 2005 -- The American College, the nation's leading financial services educator, announced today that an academic office on its in Bryn Mawr, Pennsylvania campus has been named in honor of Margaret I. Bradshaw, CLU, by the John Hancock Life Insurance Company.
John Hancock is honoring Bradshaw for her pioneering role in insurance and her years of exemplary service to the company.
The office dedication ceremony recently took place in MDRT Foundation Hall.Bradshaw earned her Chartered Life Underwriter? (CLU?) designation from The College in 1931. "When I began in the insurance field, none of the general agents had CLUs and they didn't have an appreciation for the designation.
It's different today," said Bradshaw.
Bradshaw, who celebrated her 100th birthday this year, was one of the first women to ever earn the professional credential and the first woman in Rhode Island to earn a CLU.
She was a well-respected...
Understanding Real Estate Terminology
Purchasing a home can be a complicated and confusing process, especially for first-time buyers.
Throughout the process, first-time home buyers will encounter a variety of unfamiliar real state terms. There are several key terms associates with purchasing real estate that are helpful to learn.For example, many buyers confuse the terms broker and salesperson.
A broker is a properly licensed individual, or corporation, who serves as a special agent in the purchase and sale of real estate, a salesperson is an individual employed or associated by written agreement by the broker as an independent contractor.
The salesperson facilitates the purchase or sale of real estate.Once you decide to purchase, a salesperson will prepare a sales contract to present to the seller along with your earnest money deposit.
The sales contract is the document through which the seller agrees to give possession and title of property to the buyer upon full payment of the purchase...
Understanding Real Estate Terminology
Understanding Real Estate Terminology
Purchasing a home can be a complicated and confusing process, especially for first-time buyers.
Throughout the process, first-time home buyers will encounter a variety of unfamiliar real state terms. There are several key terms associates with purchasing real estate that are helpful to learn.For example, many buyers confuse the terms broker and salesperson.
A broker is a properly licensed individual, or corporation, who serves as a special agent in the purchase and sale of real estate, a salesperson is an individual employed or associated by written agreement by the broker as an independent contractor.
The salesperson facilitates the purchase or sale of real estate.Once you decide to purchase, a salesperson will prepare a sales contract to present to the seller along with your earnest money deposit.
The sales contract is the document through which the seller agrees to give possession and title of property to the buyer upon full payment of the purchase...
Understanding Real Estate Terminology
The Truth About Medication Insurances: Revealed!
Having different sorts of insurances have become so important to all of us. In fact, many people insure their most cherished possessions such as cars, houses and a lot more. Also, others even insure their treasured body parts for large amounts of money. The good thing about insurance plans is that they pay for a portion of the total expenses for the damages incurred during accidents or any other unexpected circumstances. The remaining amount shall be taken cared of by the patient.
In Pennsylvania, many of the senior citizens are entitled for a prescription drug program called PACE/PACENET. It provides comprehensive prescription coverage to older Pennsylvanians to cover the cost of their medications that require prescriptions including insulin, syringes and insulin needles. However, these programs don't cover over-the-counter medicines, medical equipment or doctor, hospital, dental or vision services. More so, there are no monthly fees charged to people who enroll in these programs....
The Truth About Medication Insurances: Revealed!
How to Understand Health Standards for Long Term Care Insurance Enrollment
Copyright (c) 2006 Clay Cotton
Long term care insurance conforms to the basic insurance mechanism, in that the individual risk of future peril is shared by a pool of people who currently are free from that peril.
The insurance pool is represented by the insurance company which sets eligibility standards for enrollment to ensure a hazard-free pool, so that actuaries can calculate reasonable, standardized premiums for pool members who meet the eligibility requirements and enroll in the risk pool. In this way, members transfer their individual risk of peril to the pool.
The pool shares the risk for all members and covers those whom actually experience the future peril.
If you are thinking about applying for a long term care insurance policy, please be aware that certain pre-existing health conditions can make it impossible for some folks to enroll due to health reasons. If you have any health issues, this article can help you better understand...
Toxic Black Mold - Home Owners are Dying - Is the Media Looking Sideways?
Toxic Black Mold or Mold that is Black? Stachybotrys and many other strains of toxic, health threatening molds are becoming everyday household words in America that very few understand. Now you can find informative and educational content, free mold brochures, toxic mold inspectors and remediation/abatement companies, toxic mold/tort attorneys and much more at one great location on the Internet, www.StartRemodeling.com.Horror stories are pouring in by the thousands everyday. Insurance companies are running scared. Families are being forced out of their homes for months on end. Some are burning them down to rid themselves of the problem.
Schools and businesses are being shut down. Mr. and Mrs. John T. America are becoming seriously ill, young children and the elderly are severely sick and/or dying from this mysterious and little understood airborne toxin.WHY? Because this epidemic, although around for millions of years,...
Toxic Black Mold - Home Owners are Dying - Is the Media Looking Sideways?
A&G Healthcare Services Becomes Partner with WLT Software of Florida, Inc. Partnership will provide connectivity and reduce costs for many WLT clients
A&G Healthcare Services announced recently they have become a business partner with the WLT Software of Florida, Inc. A&G Healthcare and WLT formed a strategic alliance that will provide WLT's clients with access to A&G Healthcare's primary and secondary PPO claims repricing system, called iTrex, and will save significant costs for their mutual clients. Over 160 WLT payor clients, which cover 110 million lives, now have access to A&G's state-of-the-art claims repricing software. A&G Healthcare will also be exhibiting at WLT's Benefits Administration Client Conference, Oct 13-15, Clearwater FL.WLT is an international leader in providing employee benefits, managed care, workers' compensation, and claims editing software, databases, and professional services solutions. WLT's market focus encompasses TPAs, MCOs, PPOs, HMOs, IPAs, PHOs, METs, insurance companies, government entities, hospitals, associations and self-insured corporations.A&G Healthcare Services is a national leader in technology...
A&G Healthcare Services Becomes Partner with WLT Software of Florida, Inc. Partnership will provide connectivity and reduce costs for many WLT clients
Insurance, Fear Of The Unknown
Copyright 2006 Karl Stadler
Now why in the world do we need insurance?
Back in the good old days when the earth was still flat and we were all living in the same time zone you would have had little knowledge of insurance except for maybe leaving something as insurance for a loan you made.
There is nothing wrong with the concept of insurance, it most certainly has its value in the bigger picture of things.
What is wrong is the way in which many people are bulldozed into signing for insurance policies that they don't really need or which will not be able to tend their needs once they need it.
As there are many first-class insurance companies out there, there are also the few that are just out to make a quick buck from you creating never ending problems.
Many people spend a large portion of their income on insurance, health, car, household and life to name but a few. There are many others policies that the insurance...