Employers Committed to Control Health Insurance Costs (E.C.C.H.I.C.) to Hold Seminar in Wichita
Employers Committed to Control Health Insurance Costs (ECCHIC), a network of insurance brokers and employers committed to stabilizing medical benefit costs through proactive and creative cost management methods, will present two free seminars on Health Insurance Cost Management in Wichita on Thursday, March 11, and Friday, March 12. The seminars will be held at 10:30 a.m. at The Olive Tree Bistro, 2949 N. Rock Road. Lunch will be provided.
Small business owners and individuals with health insurance concerns are invited to attend this informative seminar.Health insurance benefits are the fastest growing cost center for employers today. At the same time, these costs are also often the least evaluated, managed, analyzed and understood by employers. Often, employers know the total cost of co-pays and premiums but not the amount actually spent on health care, which could potentially be quite a bit less than is spent on pre-paying for health care through insurance companies. At the same time, doctors and providers are being paid the same for their services today as they were five years ago, even though health insurance premiums escalated over 70 percent during this same period of time. "The vast majority of medical payments that are processed by insurance companies are less than $100.00, costs for which insurance was not originally meant to cover," said Howard Danzig, the St.
Louis-based cost management expert who founded ECCHIC. "Auto insurance doesn't cover the cost of replacing tires or batteries and homeowners' insurance doesn't cover the cost of fixing a faulty furnace, yet the reason medical insurance has become so cost prohibitive is because it is used for affordable, predictable expenses that should be paid directly to healthcare providers."ECCHIC is advocating a program that is based on cost efficiency and evaluation of actual claims costs. By helping employers contain costs and only pay for the health care that is provided to employees, ECCHIC has substantially stabilized costs for participating employers, including a number of hospitals, school districts and private companies. Several ECCHIC employers have experienced unchanged budget and cost contribution levels for benefits for three or more years in a row with no decrease in benefits. Further, after detailed cost analysis, all participating employer groups are spending less than they would have using their old methods of shopping around for the lowest rates and adjusting benefit packages for employees.ECCHIC emphasizes that employer groups must access medical services at a non-inflationary discounted rate thus reducing the cost of benefits by approximately 30%.
The group also educates employees on how to purchase major medical insurance efficiently to meet need and risk.Those interested in attending the ECCHIC workshop should register by calling 800-280-0010.Media contact: Jill BronaughTalonPR, Inc.785-224-1851e-mail protected from spam bots.
What if...You Could Have it All? 6 Steps to Living Your Best Life
What if?you could have it all? 6 Steps to Living your Best LifeSimply put, people want more out of life. The 80's were a time of wanting more money, the 90's more time and now it is more fulfillment. Statistics Canada (Sept., 2004) reported "only 32.6% of Canadians surveyed report being very satisfied with life" So, how does one achieve fulfillment while also juggling the responsibilities and demands of life; career, family, health, money, relationships, community, recreation and personal growth? This is a very important question as life is an integrated whole with each area interdependent on the other. As more people begin to understand that the true measure of success is the attainment of life balance, they may also gain awareness that true life balance means including everything you want in life, or having it all. The 6 keys to living your best life are:1. Design your Ideal LifeDare to imagine new possibilities?.what do you really want? If you were to eliminate the ?shoulds' and start...
What if...You Could Have it All? 6 Steps to Living Your Best Life
Life insurance > What if...You Could Have it All? 6 Steps to Living Your Best Life
Felten and Associates Chooses Cathy Sherry, CSA to Help Establish Their Local Stuart, Florida Office
(ContentDesk) August 24, 2005 -- Felten & Associates has expanded operations to establish an office in Stuart, Florida and has chosen Cathy Sherry, CSA to help establish their local Stuart, Florida office. "We have long standing relationships with clients in Stuart," remarked, Ken Felten, President.
"Our business has grown in Stuart to the point where we needed to establish an office that was local to that community.
We are most pleased and excited to have Ms. Sherry on board.
She has a resume filled with accomplishments in sales and marketing and the professional designations that our clients are seeking."Sherry is a Certified Senior Advisor, a Certified TEEM Member; TEEM is a network of financial professionals referred to as the Equity Enhancement Matrix (TEEM); and is licensed to sell life, health care and annuities.Sherry may be contacted at Felten & Associates, 850 North West Federal Highway, Stuart, FL 34994 (772) 403-5822. Felten and Associates is a 52...
Felten and Associates Chooses Cathy Sherry, CSA to Help Establish Their Local Stuart, Florida Office
Life insurance > Felten and Associates Chooses Cathy Sherry, CSA to Help Establish Their Local Stuart, Florida Office
Your Guide to Writing Original Wedding Vows
Original wedding vows are words you put together to make your feelings known for your spouse. Wedding vows are statements of love, that you are willing to spend your life together, and these words are your own to express how you feel about spending the rest of your days helping each other through life. Writing your own vows can be a little difficult if you are nervous about what to say, but you will find that you can write your vows if you concentrate from your heart.
Where will you come up with the ideas to write your vows? You need to sit down with a sheet of paper or at your computer when you are feeling most loved, after making love, or after spending the day together with the person you will be marrying. This is when your feelings are fresh, and expressing them with words will seem easiest.
Writing words to express your feelings will be original additions for your wedding day. In using vows that you write yourself, you are telling the other person just...
Life insurance > Your Guide to Writing Original Wedding Vows
InsureMe Announces Rollout of New Affiliate Blog
DENVER (ContentDesk) January 11, 2006 -- InsureMe, the leading consumer-agent link for buying insurance online,
announced today the creation of a blog to help online marketers succeed in the affiliate marketing industry by sharing tips, tools and news.A Weblog, or "blog," is a self-published journal, made accessible to the public via the Internet. Unlike a corporate Web site, blogs are generally less formal and more interactive: the author posts an article and readers can respond or ask questions. Affiliates provide a vital link between consumers and industry through online marketing.
Their Internet sales expertise and search engine marketing skills empower them to drive traffic to their business partners' web sites.????Continuing an InsureMe practice of providing innovative affiliate support, the InsureMe blog helps assure affiliate success by providing insurance industry updates, search engine marketing advice, online support, and links to helpful Web marketing resources. It...
Life insurance > InsureMe Announces Rollout of New Affiliate Blog
Felten & Associates Insurance Agency, Located in Vero Beach, Florida, Announces their Hurricane Wilma planning
(ContentDesk) October 23, 2005 -- Felten & Associates insurance agency, located in Vero Beach, Florida, announces their Hurricane Wilma planning.Office Location:Felten & Associates is headquartered on Vero's barrier island at 2911 Cardinal Drive in Vero Beach, Florida. Depending on the final track and damage caused by Hurricane Wilma, it is possible that the Felten & Associates team will need to relocate their office temporarily. Felten & Associates expects to be open for business as soon as possible following the storm to process claims.
If they are unable to access their office on the barrier island for a short period of time after the storm, they will have a mobile claims unit in place in the parking lot at the McDonald's restaurant located at 1925 S. US Hwy 1, Vero Beach (across from Blockbuster).
Contact Information:Felten & Associates may normally be reached at (772) 231-2828.
If their normal telephone lines are unavailable, claims may be processed by...
Life insurance > Felten & Associates Insurance Agency, Located in Vero Beach, Florida, Announces their Hurricane Wilma planning
Life4Mom Resurrects Whole Life Insurance
Plinex, Inc. announces the launch of Life4Mom.com, which has designed a whole life insurance policy and Internet site, in direct response to the life insurance needs of the budget conscious mom.
Its only product is whole life insurance that provides for savings of up to 40% over traditional whole life premiums.
Whole life insurance provides for cash value buildup, not normally found in Term Insurance.
It is currently available in eight states ? CT, IL, KS, MS, NC, NJ, OH and PA.
The company expects to expand nationally over the upcoming months.The site is Mom-Friendly and privacy assured.
It contains sections -- What to Expect from Life4Mom; Helpful Advice in Using Life4Mom; and a Site Tour.
The site is not a multiple quote or underwriter site.
Life4Mom spent years in design of a whole life product and its site that now allows this product to be marketed and delivered efficiently through the Internet. North American Company...
Life insurance > Life4Mom Resurrects Whole Life Insurance
Felten and Associates Chooses Cathy Sherry, CSA to Help Establish Their Local Stuart, Florida Office
(ContentDesk) August 24, 2005 -- Felten & Associates has expanded operations to establish an office in Stuart, Florida and has chosen Cathy Sherry, CSA to help establish their local Stuart, Florida office. "We have long standing relationships with clients in Stuart," remarked, Ken Felten, President.
"Our business has grown in Stuart to the point where we needed to establish an office that was local to that community.
We are most pleased and excited to have Ms. Sherry on board.
She has a resume filled with accomplishments in sales and marketing and the professional designations that our clients are seeking."Sherry is a Certified Senior Advisor, a Certified TEEM Member; TEEM is a network of financial professionals referred to as the Equity Enhancement Matrix (TEEM); and is licensed to sell life, health care and annuities.Sherry may be contacted at Felten & Associates, 850 North West Federal Highway, Stuart, FL 34994 (772) 403-5822. Felten and Associates is a 52...
Felten and Associates Chooses Cathy Sherry, CSA to Help Establish Their Local Stuart, Florida Office
Life insurance > Felten and Associates Chooses Cathy Sherry, CSA to Help Establish Their Local Stuart, Florida Office
Home insurance for a lifetime's investment.
For the majority of people interested in personal finance - and those who claim not to be - the biggest investment they will ever make is in their home. It's one of the most talked about investments there is, and yet many don't look at it that way: homebuying in the UK has often been considered separate from 'normal' investment.
It is most likely that this feeling persists because we can so tangibly see what the investment is worth - your mortgage is, quite literally, all around you from the second you walk in the door of your first home. What you see is what you get and the rewards are great - past inflations in value for the UK housing market have hit the headlines so often it seems that the market will never slow down.
And then it did. A Nationwide survey released recently reported that UK house prices "cooled sharply" in April this year, with a slender increase of just 0.1%. This is down from 1.1% in March and shows that fears of a general slowdown are...
Life insurance > Home insurance for a lifetime's investment.
Life insurance
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